A young man asked an old rich guy how he made his money. The old guy said, "Well, son, it was 1932, the depths of the Great Depression. I was down to my last nickel. I invested that nickel in an apple. I spent the entire day polishing the apple and, at the end of the day, I sold the apple for 10 cents. The next morning, I invested those 10 cents in two apples. I spent the entire day polishing them and sold them at 5:00 p.m. for 20 cents. I continued this system for a month, by the end of which I'd accumulated a fortune of a $1.37. Then my wife's father died and left us 10 million dollars."